Terms & Conditions

Code draft reviewed: August 9, 2026. Legal owner approval and effective date are pending.

1. Current Service Scope

The public product provides loan-category guides, user-entered illustrative EMI calculations and a consent-based assistance request. It is not a bank, NBFC, lender portal, customer account, KYC service, bureau check, payment service or live loan-servicing system.

2. Website Use

You must have legal capacity to submit a request, provide accurate contact/profile information, use the site lawfully and consent to the stated contact/processing purpose. Actual loan age, income, identity, credit, collateral and documentation eligibility is set only by the relevant lender; this website does not impose or verify it.

3. Assistance Request

A request is saved only when the backend confirms receipt. A saved request is not a loan application accepted by a lender, eligibility result, pre-approval, approval, quote, sanction or disbursal promise. Lender or bureau sharing must not be assumed; it requires an available verified route and applicable notice/consent.

4. User Duties

  • Use your own accurate details and review the Privacy notice before consenting.
  • Do not put OTPs, passwords, Aadhaar, PAN, bank credentials or card details in optional/free-text fields.
  • Do not rely on a logo, draft email, article, calculator or assistance receipt as evidence of a lender relationship or offer.
  • Before accepting credit, verify the lender identity and review its Key Fact Statement, APR, fees, tenure, repayment, recovery and grievance terms.

5. Fees and Charges

The public assistance form does not collect payment. No approved Nanda Fincap fee schedule is represented here. Any future Nanda Fincap or backend-confirmed e-Mitra charge must be disclosed and accepted before payment. Lender fees, APR, taxes and penalties must come from the lender Key Fact Statement and agreement.

6. No Guarantee

No lender count, lender match, offer, amount, rate, eligibility, approval, response time or disbursal is guaranteed. Calculators are hypothetical. Editorial articles can become stale and are not financial, legal or tax advice. Production use remains subject to legal/compliance, backend-security, lender-contract and store-release gates.

7. Contact and Changes

Use the contact page for questions. Formal legal contact/address, fee schedule and escalation owners require product/legal verification. Material changes to these terms and the consent purpose must be published before they apply to new submissions.