Highly flexible personal loans for all your needs - medical, education, wedding, travel and more. Quick approval with minimal documentation.
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We have a personal loan for all your occasions, needs and emergencies.
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Applying for a personal loan is now just a matter of minutes. Follow these three simple steps and get approved faster than ever.
Apply Personal LoanDiscover all loan products, compare features and click on “Apply Now”.
Pick the loan type, enter your preferred amount and verify basic details.
Upload KYC documents, submit and receive approval within minutes.
Once approved, funds are disbursed directly to your bank account within 24 hours.
We keep our charges transparent and low so you can focus on achieving your goals with complete peace of mind.
| Rate of Interest | 10.49% to 21% per annum |
|---|---|
| Repayment instruction / Instrument return charges | Rs. 339 per dishonor of cheque / SI / ECS / NACH debit instruction + GST as applicable |
| Swap charges (Cheque / Instrument) | Rs. 500 per instance + GST as applicable |
| Penal Interest | @ 24% per annum (2% per month) on overdue installment |
| Duplicate statement issuance charges | Rs. 250 per set + GST as applicable |
| Duplicate amortization schedule issuance charges | Rs. 250 per set + GST as applicable |
| Credit Information Companies (CICs) report issuance charges | Rs. 50 per set + GST as applicable |
| No dues certificate generation charges (Duplicate) | Rs. 50 per set + GST as applicable |
| Stamp Duty Charges | As per State Stamp Act |
| Part payment / Pre-payment charges | 5% + GST (charged on principal outstanding; applicable on amount prepaid) |
Low Interest, Fast Approval, Flexible Repayment
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Get the best personal loan experience with our customer-centric features
Get your loan approved within 24 hours with minimal paperwork and hassle-free process
Borrow anywhere from ₹50,000 to ₹50 lakhs based on your eligibility and requirements
Choose your repayment period from 12 to 60 months that suits your financial planning
Unsecured personal loan with no need for collateral or guarantor requirements
Interest rates starting from 10.49% p.a. with no hidden charges or fees
Get additional funds on your existing personal loan with our easy top-up facility
Aadhaar / PAN / Passport / Voter ID / Driving License
Recent utility bill, rent agreement, property papers or passport
Salary slips, 6-month bank statement, Form 16 or last 2 ITRs
Photographs, company ID, education proof, existing loan statements
Get your personal loan in just 4 easy steps
Complete the online application form with your basic details and loan requirements
Submit required documents digitally through our secure platform
Receive instant eligibility check and loan approval within 24 hours
Get the loan amount disbursed directly to your bank account
Find answers to common questions about personal loans
A personal loan is an unsecured loan that you can use for various purposes like medical emergencies, wedding expenses, education, travel, or any personal need. It doesn't require collateral and is sanctioned based on your credit score, income, and repayment capacity.
The personal loan amount depends on your income, credit score, existing obligations, and repayment capacity. Generally, you can get a loan ranging from ₹50,000 to ₹50 lakhs. Your monthly EMI should ideally not exceed 40-50% of your monthly income.
A credit score of 700 or above is generally considered good for personal loan approval. However, some lenders may approve loans for scores between 650-700 with slightly higher interest rates. A higher credit score increases your chances of approval and helps you get better interest rates.
With our streamlined digital process, you can get instant eligibility check within minutes. The loan approval typically takes 24 hours once all documents are verified. The funds are usually disbursed within 24-48 hours of approval.
Yes, you can prepay your personal loan either partially or fully. Most lenders allow prepayment after 6-12 months from disbursement. Some lenders may charge a prepayment penalty of 2-5% on the outstanding amount, while others offer zero prepayment charges.
Personal loan interest rates typically range from 10.49% to 24% per annum, depending on your credit profile, income, employer profile, and relationship with the lender. Borrowers with excellent credit scores and stable income get lower interest rates.
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