B-1, B-Wing, Heera Panna
Haji Ali, Cumballa Hill
Mumbai, Maharashtra 400026
India
Mon. – Sun:
9:00am - 9:00pm
B-1, B-Wing, Heera Panna
Haji Ali, Cumballa Hill
Mumbai, Maharashtra 400026
India
Mon. – Sun:
9:00am - 9:00pm
India’s All-in-One Financial Platform
Grow Your Idle Money with Fixed Deposits
Benefits of Investing in
Fixed Deposit with Nandafincap
Which Bank is Best for Fixed Deposit?
Let us see which bank has the highest interest rate for fixed deposit. From the table below, you can compare the latest FD interest rates from banks, NBFCs, and corporate deposit schemes like SBI fixed deposit interest rates, HDFC fixed deposit interest rates and post office fixed deposit interest rate:
| Bank/NBFC Name | Interest Rate (Up to) | Interest Rate for Senior Citizens | Minimum Investment |
|---|---|---|---|
 Fixed Deposit from Bajaj Finance Ltd. | 6.95% | 7.30% | INR 15,000 |
 State Bank of India | 6.60% | 7.10% | INR 1,000 |
 ICICI Bank | 6.60% | 7.10% | INR 10,000 |
 Axis Bank | 6.75% | 7.25% | INR 10,000 |
 Union Bank of India | 6.60% | 7.00% | INR 1,000 |
 PNB (Punjab National Bank) | 6.65% | 7.15% | INR 1,000 |
 BOB (Bank of Baroda) | 6.50% | 7.00% | INR 1,000 |
 IDBI Bank | 6.60% | 7.10% | INR 10,000 |
 HDFC Bank | 6.50% | 7.00% | INR 5,000 |
 Kotak Mahindra Bank | 6.60% | 7.10% | INR 10,000 |
3 Easy Steps to Invest in a Fixed Deposit
Frequently asked questions
If FD rates change in between, will those new rates be applicable to my existing deposit?
No. Since you have locked in your money with us at a specific rate, you will continue to receive that rate till maturity. If you wish to avail the new rate, we suggest you invest in a new deposit with us.
Where can I find my Fixed Deposit (FD) details like amount, tenure, and interest rate?
To view Fixed Deposit details, please visit My Profile > DashBoard > Fixed Deposit tile. You will find complete details of your Fixed Deposit.
Is there any charge/processing fee levied for opening a Fixed Deposit account?
There are no charges levied to open your Fixed Deposit account.
When and how do I get the interest amount earned on my Fixed Deposit?
The maturity amount gets transferred, on the maturity date, to the bank account linked with your Fixed Deposit. This transfer takes place only through National Electronic Fund Transfer (NEFT) or Real Time Gross Settlement (RTGS) modes. However, if the payment with respect to your payout bounces, you shall be informed through a phone call & email and requested to your change Bank Account Details.
What documents do I need for updating my personal details?
Individuals (including Beneficial Owner / Authorized Signatory/ Power of Attorney Holder) need to provide the following -
- One recent Photograph
- PAN or Form 60, if PAN is not allotted
- Certified Copy of one of the Officially Valid Documents (OVDs) listed below:
- Valid Passport
- Voter’s ID Card issued by Election Commission of India Valid Driving License
- Proof of possession of Aadhaar Number (i.e. Aadhaar letter downloaded from UIDAI website, Aadhaar card) *
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of Name, Address of the customer
* First 8 digits of the Aadhaar No. (on copy of Aadhaar Letter/Aadhaar Card obtained), must be redacted or blackened and it should not be legible. In case OVD does not have Current Address of the client, Deemed OVDs are as under -
- i. Utility bill (Electricity, Telephone, Post-paid mobile phone, Piped Gas, Water Bill) which not more than two months old
- ii. Property or Municipal tax receipt
- iii. Pension or Family Pension Payment Orders
- iv. Letter of Allotment of Accommodation by eligible employer(s)