Business Insurance

From property protection to employee wellness — all under one roof.

  • Tick Instant Support
  • Tick Hassle-free Claims
  • Tick Customised Premiums

    What is Business Insurance?

    Business Insurance is a policy or combination of policies that safeguard a company’s assets, employees, and operations from various risks. It ensures that the business can recover financially after facing losses or liabilities.

     

    Why is Business Insurance Important in India?

    Most small and medium enterprises don’t have adequate coverage for fire, burglary, or property damage—leaving them financially exposed to common risks.

    With digital operations growing, cyber insurance is now essential to safeguard sensitive business data and customer trust.

    Without liability or worker compensation coverage, employers face expensive legal claims and medical compensation if an accident occurs.

    India is prone to floods, earthquakes, and cyclones. Property and asset insurance helps businesses recover quickly.

    What are the Different Types of Business Insurance?

    Property Insurance


    Workers' Compensation Insurance


    Directors & Officers (D&O) Insurance


    Professional Liability Insurance

    Marine Cargo Insurance

    General Liability Insurance

    Cyber Insurance

    Fire Insurance

    Group Personal Accident Insurance

    Group Health Insurance

    Key Benefits of Business Insurance with Nandafincap

    • iconProtects your assets from fire, theft, and natural disasters
    • iconImproves employee trust through health and safety coverage
    • iconBoosts employee satisfaction and retention
    • iconHelps reduce tax liability with deductible premium payments
    • icon Shields sensitive data with cyber risk coverage

    Who Should Buy Business Insurance?

    Startup Founder

    Retail Shop Owner

    Manufacturing Unit

    Hospital or Clinic

    Consultant or CA

    Logistics or Export Business

    Frequently asked questions

    Q: Is business insurance mandatory in India?

    A: Not all types are mandatory, but some (like Employee Compensation) are required by law for certain businesses.

    Q: How much does business insurance cost?

    A: Premiums depend on your business size, risk category, and coverage type. We offer tailored quotes for free.

    Q: Can I buy multiple policies together?

    A: Yes! You can bundle multiple covers into one plan — saves money and simplifies management.

    Q: How fast is the claims process?

    Pre-foreclosures on home loans are permitted without incurring any additional fees as long as you have selected a floating rate of interest as opposed to a fixed rate of interest as your method of repayment. Certain banks may have limitations on the number of times you make part payments annually as well as the total amount that can be part-paid annually. Before signing the loan agreement, please clarify all of these details with our representative or loan advisor of the respective bank.

    Q:Do I get tax benefits on premiums?

    A: Yes — most business insurance premiums are tax-deductible under Indian Income Tax laws.